Terms and Conditions

Last updated: 09 October 2025

1. Introduction
Welcome to Routiv (the "Service"), operated by Routiv Ltd ("we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of the Service. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. No financial advice
The Service provides estimates and insights based on the information you choose to enter. It is for informational purposes only.The calculations, results, and insights generated do not constitute financial, legal, or professional advice

You should not rely on the Service as a substitute for independent advice. Always seek guidance from a qualified financial adviser, mortgage broker, or other professional before making any housing or financial decisions. We are not responsible for actions taken or decisions made based on the information provided by the Service.

3. Use of the service
Eligibility: You must be at least 18 years old to use the Service.
Permitted use:
You may use the Service only for your personal, non-commercial use to generate affordability estimates.
By using this service y
ou agree not to:
- Attempt to reverse engineer, decompile, or otherwise tamper with the Service.
- Use the Service to create false or misleading information.
- Attempt to gain unauthorized access to any part of our systems or data.
- Interfere with or disrupt the security, integrity, or performance of the Service.

4. Intellectual property rights
All intellectual property rights in the Service—including the software, code, website content, design, brand name ("Routiv"), and logo—are owned by us or our licensors.These rights are protected by copyright, trademark, and other applicable laws.You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose.You may not copy, reproduce, distribute, or create derivative works from any part of the Service without our express written consent.

5. Disclaimer of warranties
The Service is provided “as is” and “as available.”We make no warranties or representations, express or implied, about the accuracy, reliability, or completeness of the Service or its output.We disclaim all implied warranties, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement.

6. Limitation of liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or reputation — arising out of or in connection with your use of the Service.Our total aggregate liability for all claims relating to the Service shall not exceed £50.

7. General provisions
Governing Law: These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.
Changes to Terms:
We may update these Terms from time to time by posting the revised version on this page. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

8. Contact us
Please reach out using our contact form if you have any questions regarding these Terms or the Service. A member of our team will get back to you as soon as possible.

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